Experienced In Law. Respected Throughout The Legal Community.

Photo of attorneys Gregory J. Morse and Amy Morse

Three ways someone could avoid credit card fraud charges

On Behalf of | Aug 16, 2022 | Federal Crimes |

If you’re facing credit card fraud charges in Florida, it’s easy to feel overwhelmed. With that said, many situations happen that can cause someone to unknowingly commit credit card fraud. Considering that, here are a few situations when you could avoid credit card fraud charges.


Sometimes, people assume they can use the credit card of a family member or a company that employs them. It’s also possible that a family member or department leader told you to use a certain credit card in the past, so you assumed it was viable to do so in the future. If you have a legitimate belief that it was okay to use this credit card, it could be a defense for your case.

Under duress

It’s important to note that using someone else’s credit card doesn’t automatically make someone guilty of fraud. Because of that, it’s not unheard of for someone to threaten another person into using a credit card. If someone had to use a credit card to avoid physical harm, they’re unlikely to receive fraud charges.

No benefit from using the card

For someone to receive fraud charges, three conditions must apply. One of these conditions is that the person who committed fraud benefited from using another party’s credit card. If you didn’t benefit from using this card, you could receive less severe charges or possibly a full case dismissal.

As you can see, there’s a lot of confusion about what does and does not constitute credit card fraud. Before you must tell what happened to the court, if any of the previously mentioned situations apply to your situation, make sure you share this information.